Terms of Service

Acceptance of Terms

By accessing and using the Property Fee Calculator website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

Property Fee Calculator provides:

• Online calculators for property investment cost estimation
• FIRB fee calculations and eligibility assessments
• Investment analytics and projections
• Email delivery of calculation results
• Account services for saving calculations

These services are provided for informational purposes only and do not constitute financial, legal, or investment advice.

User Responsibilities

By using our service, you agree to:

• Provide accurate and truthful information
• Use the service only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not use the service to violate any laws or regulations
• Maintain the confidentiality of your account credentials
• Notify us of any unauthorized use of your account

Account Services

Our account services include:

• Passwordless authentication using magic codes
• Calculation saving and retrieval
• Personal dashboard for managing saved calculations
• Email notifications and updates

You are responsible for maintaining the security of your account and for all activities that occur under your account.

Intellectual Property

All content, features, and functionality of the service are owned by Property Fee Calculator and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our content without express written permission.

Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To collect or track personal information of others
• To spam, phish, pharm, pretext, spider, crawl, or scrape

Service Availability

We strive to provide continuous service availability, but we cannot guarantee:

• Uninterrupted access to the service
• Error-free operation of all features
• Availability during maintenance periods
• Protection against all security threats

We reserve the right to modify, suspend, or discontinue the service at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, Property Fee Calculator shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Damages resulting from use or inability to use the service
• Unauthorized access to or alteration of your data
• Third-party conduct or content
• Investment decisions made based on our calculations

Disclaimer of Warranties

The service is provided on an "as is" and "as available" basis. We disclaim all warranties, express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the service will be uninterrupted, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of content
• Warranties that defects will be corrected

Indemnification

You agree to indemnify and hold harmless Property Fee Calculator, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of the service or violation of these terms.

Termination

We may terminate or suspend your account and access to the service:

• Immediately, without prior notice, for breach of these terms
• At our sole discretion, with reasonable notice
• Upon request from you

Upon termination, your right to use the service will cease immediately, and we may delete your account and data.

Governing Law

These terms shall be governed by and construed in accordance with the laws of Australia, without regard to conflict of law principles. Any disputes arising from these terms or your use of the service shall be subject to the exclusive jurisdiction of the courts of Australia.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page and updating the "Last updated" date. Your continued use of the service after such modifications constitutes acceptance of the updated terms.

Contact Information

If you have questions about these terms of service, please contact us at info@propertyfeecalculator.com